Long Term Care Insurance is simply insurance that helps pay for your long term care needs when they arise. A good Long Term Care Insurance (LTCi) policy will help pay for care at home or in a facility, help protect your assets from being seized by Mecaid after your death, help keep your family from feeling the guilt, envy, shame, pride, etc. that goes along with being or not being the family member who is caring for you. In this blog we’ll talk about LTCi, as well as alternative types of insurance that can help pay for long term care along with taking care of other types of insurance needs. We’ll talk about and define Activities of Daily Living (ADL’s) as being the ‘triggers’ that make one eligible to collect LTCi  insurance benefits, and we’ll talk lots of other fun, acronymical words!